Local help with a genuinely confusing decision.
Individual & Family Health Insurance for People Under Age 65, including ACA Marketplace coverage. Based in Durham, serving all of North Carolina.

Marketplace and individual health insurance guidance from licensed North Carolina insurance producer Muawia Abdalla.
ZAVIA Health Insurance LLC is the DBA and marketing name used by Muawia Abdalla. ZAVIA is not an insurance company and does not issue or underwrite insurance; insurance companies do that. What happens here is the part before and after: helping you work out which of the plans available to you fits, and staying reachable once you are enrolled.
Every regulated conversation, from comparing specific plans to filing an application, is handled by our licensed North Carolina producer, who is registered with the federal Health Insurance Marketplace (HealthCare.gov).
The office is at 3035 Fayetteville St, Suite B, Durham, NC 27707. Clients come from Durham and the Triangle, and from the rest of North Carolina by phone.
- Not tied to one carrier
- Help checking your doctors first
- One person, start to finish
What that means in practice
Licensed
North Carolina
Muawia Abdalla – Licensed North Carolina Insurance Producer – NPN 21286424.
Marketplace
Registered
Registered with the federal Health Insurance Marketplace (HealthCare.gov).
Enrollment help
No added fee
ZAVIA does not charge customers an additional fee for Marketplace enrollment assistance.
Three steps, at your pace.
Most households finish in one sitting. Some take three conversations across a fortnight. Both are normal.
- 01
Tell us what you use
Your doctors, your prescriptions, anyone else on the plan, and anything already scheduled for next year.
- 02
We narrow the list
We help you check plans against that list: networks, drug lists, and what a whole year is likely to cost, not just the premium.
- 03
You decide, we file
We walk you through the short list and file the application once you have picked. Nothing goes in without your word.

