Guides and updates

What is changing on the North Carolina Marketplace, and plain explanations of the parts that trip people up. Every post cites its sources. None of it is advice about a specific plan.

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GuideOctober 29, 2026

What is the penalty for not having health insurance in NC?

The federal fee no longer applies. Here is what that means for North Carolina residents under 65, and what to check before a coverage gap.

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UpdateOctober 20, 2026

Open Enrollment scams: what North Carolina Marketplace shoppers should verify

Scammers can pay for top search spots and copy official logos. Here's what North Carolina Marketplace shoppers can check before sharing information or paying.

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GuideOctober 20, 2026

What does PPO mean in health insurance? A North Carolina under-65 guide

PPO means preferred provider organization: in-network care costs less, and out-of-network care is allowed without a referral at an extra cost.

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UpdateOctober 12, 2026

ACA Marketplace Enrollment Fell in 2026: What New District Data Means in NC

KFF's new district-level analysis shows how 2026 ACA Marketplace enrollment varies — and what the enrollment decline means for North Carolina.

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GuideOctober 12, 2026

How much is Obamacare in North Carolina? What sets your premium

No single price for Obamacare in North Carolina — here is what actually moves a Marketplace premium, and what a year of coverage can cost.

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GuideOctober 11, 2026

Health insurance after losing a job in North Carolina: COBRA or the Marketplace?

When a job ends in North Carolina: COBRA, state continuation or a Marketplace plan, and the 60-day deadlines that come with each.

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GuideOctober 6, 2026

Is Medicaid Obamacare? A North Carolina Guide to the Difference

Medicaid and Obamacare are connected, but they are not the same. Learn which coverage application to explore in North Carolina.

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UpdateOctober 6, 2026

North Carolina ACA cancellations: what is known and what to check

The number of affected North Carolinians remains unclear. Check your notices, confirm coverage, and review any response deadlines.

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UpdateSeptember 16, 2026

What changes for North Carolina's 2027 open enrollment

One carrier is leaving the state, rates are filed higher, and the subsidy question is still open in Congress. Here is what is settled and what is not.

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GuideSeptember 16, 2026

How to choose a health insurance plan in North Carolina without guessing

Four things decide whether a plan fits, and the monthly premium is only one of them. A plain walkthrough for North Carolina households.

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